A trusted non-bank lender is seeking a Mortgage Credit Analyst due to strong organic growth. This non-bank lender is known for their competitive edge in the market. A great opportunity for an experienced credit analyst or underwriter to join a growing team and elevate their skillset within specialist lending.
About the role:
Assess a variety of home loan applications predominantly via broker channels through to approval
Analyse borrower financials including income, expenses, assets and liabilities
Develop an understanding of credit risk, policy intent, and risk appetite, and how these apply to individual loan scenarios
Identify key risks and mitigating factors, escalating and recommending outcomes where appropriate
Prepare clear, well-reasoned credit assessments and recommendations
Work closely with brokers, BDMs, and internal stakeholders to support quality lending outcomes
Build knowledge of regulatory requirements and market trends, contributing to continuous improvement of credit processes
What we’re looking for:
Experience as a mortgage credit assessor, analyst or underwriter within a non-bank is preferred
Experience with more complex mortgage structures, such as self-employed, low doc, alt doc and trusts
Clear written and verbal communication skills
A degree in finance, accounting, economics or a related field is desirable but not essential
Energy, positivity and a can-do attitude
What’s in it for you?
A welcoming and supportive team environment
A busy, fast paced and exciting workflow
State-of-the-art office with additional perks & benefits
Please note Australian permanent residency or citizenship is required.
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Residential Credit Analyst in Sydney employer: T+O+M Executive
Join a leading FMCG manufacturer that values innovation and operational excellence, offering a dynamic work environment across multiple production sites in Victoria. With a strong focus on employee growth, you will have the opportunity to partner with site leadership, driving performance improvements while enjoying competitive remuneration and benefits. The collaborative culture fosters continuous improvement and provides a platform for meaningful contributions to the company's success.
