As a Credit Analyst in Resimac Asset Finance, you'll assess the creditworthiness of consumer and commercial asset finance applications in line with our credit policy, and give introducers timely, well-reasoned decisions.
You'll approve deals within your delegated authority, escal... ???
You'll work closely with our Credit, Operations, Settlements, Sales and Compliance teams, as well as introducers, suppliers, employers and other financiers.
Key responsibilities
Assess, recommend and approve applications within your delegated authority, and escrow anything outside it
Underwrite flexibly but on sound commercial grounds, in line with Resimac Asset Finance credit guidelines
Communicate credit decisions to introducers within agreed timeframes, with a strong focus on customer service
Answer questions and objections with clear, logical reasoning to reach outcomes that work for both sides
Minimise fraud, credit and operational losses and protect the integrity of our credit scorecard
Make sure all required documentation is complete, accurate and accessible
Meet KPIs, SLAs, QA and compliance requirements, and follow policy and process at all times
Support other areas of the business when needed
About you
At least 2 years' experience in a full-time finance industry role
Working knowledge of the regulatory environment, particularly the NCCP, AML/CTF and the Privacy Act
Understanding of credit reporting, PPSR, NCCP, AML/CTF and Privacy Act requirements
Understanding of loan structures, including personal loans, lines of credit, premium funding, finance leases, chattel mortgages, rental/operating leases and sale/discounted receivables facilities
Financial analysis skills across balance sheets, profit and loss statements, ATO portals, BAS and bank statements
Intermediate Microsoft 365 skills (Word, Excel, Outlook and Teams)
Strong analytical skills and outstanding attention to detail
The ability to work independently, solve problems and keep going when you hit obstacles
Efficient time management and sound reporting and record keeping
Clear communication and the ability to build productive relationships with internal and external stakeholders
#J-18808-Ljbffr
Credit Analyst in Sydney employer: Resimac
Resimac Group is an exceptional employer that prioritises employee growth and wellbeing, offering a supportive and friendly team culture alongside flexible work-from-home options. With a commitment to diversity and inclusion, employees benefit from internal development opportunities, wellness initiatives, and unique perks like monthly cake days and a daily breakfast bar, making it a rewarding place to build a career in the dynamic field of fraud analysis.
