Joinaspecialistlenderwhereyourcreditexpertisegenuinelymatters,workingon complexresidentialandcommercialdealswithrealdecisionâmakingauthority. Thisroleoffersahighâtrustenvironmentthatvaluessoundjudgement,technical excellence,andresponsiblelending.
Why RedZed
RedZed was founded in 2006 with a clear and simple vision to become the preferred lender to Australia's self-employed. Since then, RedZed has loaned $14 billion to more than 30,000 self-employed Australians via residential, commercial and SMSF finance solutions, empowering small business owners to achieve their personal and business finance goals.
What You'll Be Doing
- Assessandmakecreditdecisionsresidentialandcommercialmortgageapplications-couldincludeSMSF applicationstoo
- Performsearchesandverifyinformationinlinewithcompanyguidelines
- Adheretointernallendingpolicyandindustryregulations
- Greatcommunicationskillstobuildstrongrelationshipswiththirdpartyintroducers andensurethatservicelevelsaremet
- Liaisewithexternalstakeholders(e.g.valuers,solicitors)asrequired
- Assessanddecisioncomplexresidentialandcommercialmortgageapplicationswhichmayrequireahigherdelegatedlendingauthority
- businessandmaintainaproductiverelationshipwithCreditbyhandlinganyescalatedmatters
- Ensureproductselectionmeetsguidelines.
About You
'experienceinmanualcreditassessment,youbring deeptechnicalknowledgeacrossbothresidentialandcommerciallending,ideally includingexposuretoSMSFstructures.
Youhaveacomprehensiveunderstandingoftheendâtoâendmortgageprocessandare comfortableassessingcomplexlendingscenarioswhilebalancingcommercial (suchas DLA,DCAorCAD)reflectsyoursoundjudgement,attentiontodetail,andstrongrisk awarenesswithinthefinancialservicesenvironment.
Yourdecisionâmakingisunderpinnedbyasolidunderstandingofregulatoryand complianceframeworks,includingtheNationalCreditCodeProtectionAct,PrivacyAct andAML/,youholdaBachelorâlevelqualificationinFinance, Economics,orarelateddiscipline,withadditionalindustrycertificationssuchasa CertificateIVinFinanceandMortgageBrokingorCreditManagementconsidered advantageous.
What's in it for you
Supportandmentorshipfromindustryleaders,withopportunitiesforfurtherstudyin relevantfields.
Manyofourleadershavebeenpromotedfromwithin,wechampionyourdevelopment andcareerprogression.
Balancedhours,and"dressforyourday"tosupportyourlifestyle.
Enjoyawellbeing Enjoy a wellbeing focussed culture: fresh fruit, flu vaccinations, ergonomic desk assessments, and accesstoourwellnessroom.
Taketimetocelebrateandgivebackwithcharityleave,regularsocialevents,andteamcelebrations.
Financialwellnessperksincludingpaidparentalleave,salarysacrificeoptions,novatedcarleasing,andaccesstocorporatediscounts.
Credit Assessor employer: RedZed
At RedZed, we pride ourselves on being an exceptional employer that champions the self-employed community across Australia. Our vibrant work culture in Sydney's Australia Square fosters collaboration and personal growth, with ample opportunities for mentorship from industry leaders and a commitment to your career progression. Enjoy a balanced work-life with competitive benefits, including a day off on your birthday, wellness initiatives, and a supportive team environment that celebrates your successes.