At a Glance
- Tasks: Drive credit decisions and collaborate with stakeholders on real estate lending opportunities.
- Company: Pallas Group, a leader in private credit and real estate finance.
- Benefits: Competitive salary, professional development, and a collaborative work environment.
- Other info: Join a dynamic team focused on continuous improvement and investor outcomes.
- Why this job: Make impactful credit decisions and mentor a high-performing team.
- Qualifications: Tertiary qualifications in finance and 10+ years of relevant experience.
The predicted salary is between 121500 - 148500 $ per year.
The role will be critical in driving timely and disciplined credit decisions and acting as a key senior interface between Mortgage Managers and Pallas Group stakeholders.
Key Responsibilities
- Assess and approve residential and commercial real estate lending opportunities in line with Funding Partner risk appetite.
- Provide front‑end credit input to origination teams, including deal structuring, risk assessment and suitability prior to terms being issued.
- Lead credit due diligence across transactions, including review of valuations, development feasibilities, cash flows and borrower financials.
- Prepare and review detailed credit papers for Investment Committee and lending approval.
- Act as a primary Delegated Lending Authority.
- Balance risk and return outcomes in line with investor expectations, funding source parameters and internal credit policy.
- Partner with Legal on loan documentation, negotiations, credit conditions and waivers.
- Support effective portfolio management, including covenant compliance, arrears oversight and investor reporting.
- Contribute to the continuous improvement of underwriting standards, tools, templates and processes.
- Mentor and support credit team members within a high‑performing, collaborative environment.
About You
- Tertiary qualifications in Finance, Commerce, Property Economics, Accounting or a related discipline.
- 10+ years’ experience in private credit, real estate finance, investment banking or property development.
- 5-7 years’ experience as a primary credit approver, holding Delegated Lending Authority of $5-10 million for a minimum of 12 months.
- Proven experience within a non‑bank lending or funds management environment.
- Strong financial analysis capability, including review of development feasibilities and valuation reports.
- Sound commercial judgement with a strong investor‑outcomes focus.
- Confident communicator with the ability to influence senior stakeholders.
- Agile, deal‑focused mindset with a commitment to continuously improving credit and underwriting standards.
Senior Credit Manager in Sydney employer: Pallas Capital
Pallas Group is an exceptional employer located in the vibrant city of Sydney, offering a dynamic work culture that fosters collaboration and innovation. As a Senior Credit Manager, you will benefit from extensive professional growth opportunities, mentorship from experienced leaders, and the chance to make impactful credit decisions in a supportive environment. With a commitment to continuous improvement and a focus on achieving investor outcomes, Pallas Group stands out as a rewarding place to advance your career in finance.
