Senior Credit Manager – Sydney office. The role will be critical in driving timely and disciplined credit decisions and acting as a key senior interface between Mortgage Managers and Pallas Group stakeholders.
Key Responsibilities
- Assess and approve residential and commercial real estate lending opportunities in line with Funding Partner risk appetite
- Provide front‐end credit input to origination teams, including deal structuring, risk assessment and suitability prior to terms being issued
- Lead credit due diligence across transactions, including review of valuations, development feasibilities, cash flows and borrower financials
- Prepare and review detailed credit papers for Investment Committee and lending approval
- Act as a primary Delegated Lending Authority
- Balance risk and return outcomes in line with investor expectations, funding source parameters and internal credit policy
- Partner with Legal on loan documentation, negotiations, credit conditions and waivers
- Support effective portfolio management, including covenant compliance, arrears oversight and investor reporting
- Contribute to the continuous improvement of underwriting standards, tools, templates and processes
- Mentor and support credit team members within a high‐performing, collaborative environment
About You
- Tertiary qualifications in Finance, Commerce, Property Economics, Accounting or a related discipline
- 10+ years' experience in private credit, real estate finance, investment banking or property development
- 5-7 years' experience as a primary credit approver, holding Delegated Lending Authority of $5-10 million for a minimum of 12 months
- Proven experience within a non‐bank lending or funds management environment
- Strong financial analysis capability, including review of development feasibilities and valuation reports
- Sound commercial judgement with a strong investor‐outcomes focus
- Confident communicator with the ability to influence senior stakeholders
- Agile, deal‐focused mindset with a commitment to continuously improving credit and underwriting standards
Senior Credit Manager employer: Pallas Capital
Pallas Group is an exceptional employer located in the vibrant city of Sydney, offering a dynamic work culture that fosters collaboration and innovation. As a Senior Credit Manager, you will benefit from extensive professional growth opportunities, mentorship from experienced leaders, and the chance to make impactful credit decisions in a supportive environment. With a commitment to continuous improvement and a focus on achieving investor outcomes, Pallas Group stands out as a rewarding place to advance your career in finance.
