At a Glance
- Tasks: Shape automated credit decisioning and drive impactful data-driven strategies.
- Company: Join Australia's largest business lending portfolio with a customer-centric focus.
- Benefits: Inclusive culture, flexible work options, and opportunities for professional growth.
- Other info: Collaborative environment that values diversity and fosters innovation.
- Why this job: Make a real impact on customer outcomes through innovative credit strategies.
- Qualifications: Experience in analytics, strong numerical skills, and a relevant tertiary qualification.
The predicted salary is between 90000 - 110000 $ per year.
Shape the future of automated credit decisioning for Australia's largest business lending portfolio. Influence customer outcomes, portfolio performance and smarter decisions through data-driven credit strategies. Turn complex data into clear, actionable insights that drive real business impact.
Our people are customer obsessed. They work in close partnership to prioritise customer needs and deliver exceptional outcomes. This collaborative mindset enables innovation and builds enduring customer relationships supporting our ambition to be the most customer‑centric company in Australia and New Zealand.
In the role of Senior Analyst, Credit Strategies, you will work closely within the Business Lending Credit strategies team, contributing to key business priorities and continuously improving how we serve our customers. You’ll make an impact each day by:
- Supporting the design, implementation and refinement of automated credit strategies across Business Lending.
- Using data and analytics to identify risks, gaps, root-causes and opportunities to enable targeted intervention and improve automation effectiveness.
- Developing reporting and insights on End-to-End credit process health, strategy implementation, performance and control monitoring.
- Collaborating with Risk, Product, Data, Automation and Technology teams to deliver commercially effective and risk-aligned credit initiatives.
- Contributing to proof-of-concepts using external data, automation and emerging decisioning tools.
- Translating technical findings into clear and actionable recommendations and building your influence with key stakeholders.
You’ll bring to this role:
- Proven experience in an analyst role within financial services, credit risk, retail or non-retail lending, data or analytics.
- Strong numerical and analytical capability, with demonstrated hands‑on experience using Python.
- Understanding of decision science principles, predictive modelling and data‑driven decision making.
- An understanding of credit risk, credit decisioning technologies, system design, business rules frameworks, controls and process automation to support lending outcomes.
- Strong problem‑solving skills, curiosity, risk‑mindset and the ability to independently work through complex information.
- Clear communication skills and the confidence to engage with technical and business stakeholders across different levels.
- A tertiary qualification in a quantitative discipline such as mathematics, statistics, finance, economics, engineering, data science or a related field.
A diverse and inclusive workplace works better for everyone. We know that our people make us who we are. That’s why we have built a culture of equity and respect - where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs), we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way.
Senior Analyst Credit Strategy in Sydney employer: NAB
At NAB, we pride ourselves on being an exceptional employer, fostering a culture of collaboration and customer obsession. Our commitment to diversity and inclusion ensures that every voice is heard, while our comprehensive benefits and ongoing career development opportunities empower employees to thrive both personally and professionally. Join us in Melbourne, where you can make a meaningful impact in the Corporate & Institutional Bank, working alongside experienced specialists to deliver exceptional outcomes for our customers.
