At a Glance
- Tasks: Shape the credit risk function and provide essential guidance across the business.
- Company: High-growth Australian fintech specialising in integrated merchant solutions.
- Benefits: Supportive culture, hybrid work model, and potential for career advancement.
- Other info: Opportunity to innovate and influence strategic change within a dynamic environment.
- Why this job: Make a real impact and grow into a Head Of position in the future.
- Qualifications: 8+ years in credit risk with strong quantitative skills and regulatory knowledge.
The predicted salary is between 135000 - 165000 $ per year.
Join an established, high-growth Australian-headquartered payments fintech specialising in integrated omnichannel merchant solutions in this newly created Senior Manager, Credit Risk role. This unique opportunity allows you to be a trusted advisor, providing essential guidance, support, and challenge across a variety of areas within the business. This will give you the opportunity to truly shape the credit risk function, bring your expertise, and make a mark on this growing business. The goal for this role is to grow into a Head Of position in the future. The business has a great supportive culture, excellent leadership and a hybrid working model from their Sydney office.
Responsibilities will include:
- Design and execute credit risk frameworks and policies that balance growth with portfolio performance, ensuring compliance with Australian regulatory standards.
- Develop, deploy, and maintain credit scoring models, scorecard tools, and merchant risk frameworks to pressure-test assumptions and refine decisioning.
- Oversee portfolio performance and merchant credit exposure across all channels, identifying emerging default risks early to execute swift mitigation strategies.
- Partner closely with teams across the business to educate, innovate, and translate complex risk concepts into actionable insights for commercial stakeholders.
- Deliver insight-led reports for senior leadership, focusing on macro trends, strategic direction, and clear action plans.
Key Requirements:
- 8+ years of credit risk experience within merchant acquiring, payments, fintech, or agile financial services environments.
- Hands-on quantitative skills with tools such as SQL, Python, or R to build, validate, and oversee scorecards and underwriting models.
- Modern tech capability, including the practical application of AI tools, machine learning, and decisioning automation to accelerate risk analysis.
- Deep regulatory knowledge of the Australian credit landscape, scheme rules, and merchant risk governance.
- Strong executive presence, proactive ownership, and clear communication skills to influence leadership and drive strategic change independently.
Senior Credit Risk Manager in Sydney employer: Morgan McKinley
Morgan McKinley is an excellent employer that fosters a collaborative work culture, encouraging innovation and professional growth for its employees. With a focus on performance and security in the ServiceNow platform, team members benefit from ongoing training opportunities and a supportive environment that values their contributions. Located in a vibrant area, the company offers unique advantages such as flexible working arrangements and a commitment to employee well-being.
