At a Glance
- Tasks: Analyse credit risk data and generate insights to optimise portfolio performance.
- Company: Join Macquarie, a leading global financial services group with a focus on innovation.
- Benefits: Enjoy wellbeing leave, flexible work options, and professional development opportunities.
- Other info: Be part of a diverse team committed to inclusion and career growth.
- Why this job: Make a real impact in the fast-paced world of credit risk analysis.
- Qualifications: 2+ years in financial services, strong SQL skills, and experience with data visualisation tools.
The predicted salary is between 64350 - 78650 $ per year.
The Credit Risk team is the Line 1 Credit Risk function within Macquarie’s Banking and Financial Services division. Supporting the division’s aspiration to become Australia’s #1 digital bank, the team provides independent credit risk oversight across Personal and Business Banking. Through data-driven insights, regular reporting, portfolio monitoring, and policy development, the team helps optimise credit quality and portfolio performance while partnering closely with stakeholders across Product, Treasury, Technology, Operations, Distribution, and Risk to deliver strong customer and business outcomes.
As an Analyst/Associate Manager in our fast-growing Credit Risk team, you will hold an important role across two core mandates: producing analysis of credit originations and credit risk data to generate key insights on portfolio quality, and contributing to ongoing division-wide data governance and strategic data initiatives as we invest to become the most scalable operator in financial services. You will lead analysis and reporting of credit risk and financial data to identify emerging portfolio trends, risks and opportunities across the full credit lifecycle, from originations and settlement through to arrears, financial assistance, discharge, loss and write-offs.
You will also design, enhance and maintain portfolio liveboards, self-service analytics data models and periodic reporting packs that provide transparency of portfolio performance, utilisation of key Risk Management Metrics, early warning indicators and other emerging risks. In addition, you will support senior management and governance forums through standardised reporting, bespoke and targeted analyses, qualitative research, and committee papers that enable proactive credit risk oversight and informed decision-making. You will actively contribute to division-wide data governance and data platform simplification initiatives to strengthen the quality and governance of Credit Risk data assets and models.
Working closely with the Banking and Financial Services Technology, you will support the migration of Credit data and curated Credit Risk data models to strategic data platforms, provide independent validation and testing of migration outcomes, and oversee ongoing quality monitoring of Credit Risk data and models following migration.
What You Offer
- 2+ years’ experience in a financial services role, with a strong preference for experience in credit risk reporting and analytics.
- A curious mindset in experimenting and leveraging AI tools to improve efficiency and quality of Credit Risk insights.
- Ability to work independently and also collaboratively with diverse stakeholders.
- An inquisitive and fast learner, committed to developing expertise in credit policies, regulations, industry standards and internal governance requirements.
- SQL is a prerequisite and experience using either R or Python is desirable.
- Experience with data visualisation tools such as ThoughtSpot, Tableau or Power BI.
- Experience in data migration, data modelling in cloud-based environments will be viewed very favourably.
What We Offer Benefits
- 1 wellbeing leave day per year.
- Up to 5 additional service bonus leave days per year.
- Up to 20 weeks’ paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks’ paid leave for non-primary caregivers.
- 2 days of paid volunteer leave and donation matching.
- Up to 12 months’ gender affirmation leave, including 6 weeks’ paid leave.
- Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations.
- Access to a wide range of salary packaging options.
- Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription.
- Hybrid and flexible working arrangements, dependent on role.
- Reimbursement for work from home equipment.
About Banking and Financial Services
Banking and Financial Services is our technology-driven retail bank. You will be part of a team that supports clients to achieve their full potential - whether that’s buying a home, growing a business or investing to manage wealth.
Inclusion at Macquarie
We are committed to providing an inclusive environment for all, where different experiences, skills and perspectives are valued and respected. Macquarie provides access to opportunities for all individuals regardless of race, colour, religion, sex, sexual orientation, national origin, age, disability, protected veteran status, genetic information, marital status, gender identity or any other characteristic or circumstance. We provide reasonable adjustments to individuals who may need support during the recruitment process and employment. If you require an adjustment, please let us know during the application process.
Credit Risk Data Analyst employer: Macquarie Group
Macquarie Group is an exceptional employer that fosters a collaborative and innovative work culture, where employees are empowered to drive meaningful change through data-driven insights. With a strong focus on professional development, the Global Reward Advisory team offers ample opportunities for growth and learning, all while being part of a dynamic global network that values diverse perspectives and encourages impactful contributions.
