At a Glance
- Tasks: Analyse credit risk data and generate insights to optimise portfolio performance.
- Company: Join Macquarie, a leading global financial services group with a collaborative culture.
- Benefits: Enjoy flexible working, wellbeing leave, and professional development opportunities.
- Other info: Be part of a diverse team committed to inclusion and career growth.
- Why this job: Make a real impact in the fast-paced world of credit risk analysis.
- Qualifications: 2+ years in financial services, SQL skills, and a curious mindset for AI tools.
The predicted salary is between 123750 - 151250 $ per year.
The Credit Risk team is the Line 1 Credit Risk function within Macquarie’s Banking and Financial Services division. Supporting the division’s aspiration to become Australia’s #1 digital bank, the team provides independent credit risk oversight across Personal and Business Banking. Through data-driven insights, regular reporting, portfolio monitoring, and policy development, the team helps optimise credit quality and portfolio performance while partnering closely with stakeholders across Product, Treasury, Technology, Operations, Distribution, and Risk to deliver strong customer and business outcomes.
As an Analyst/Associate Manager in our fast-growing Credit Risk team, you will hold an important role across two core mandates: producing analysis of credit originations and credit risk data to generate key insights on portfolio quality, and contributing to ongoing division-wide data governance and strategic data initiatives as we invest to become the most scalable operator in financial services. You will lead analysis and reporting of credit risk and financial data to identify emerging portfolio trends, risks and opportunities across the full credit lifecycle, from originations and settlement through to arrears, financial assistance, discharge, loss and write-offs.
You will also design, enhance and maintain portfolio liveboards, self-service analytics data models and periodic reporting packs that provide transparency of portfolio performance, utilisation of key Risk Management Metrics, early warning indicators and other emerging risks. In addition, you will support senior management and governance forums through standardised reporting, bespoke and targeted analyses, qualitative research, and committee papers that enable proactive credit risk oversight and informed decision-making. You will actively contribute to division-wide data governance and data platform simplification initiatives to strengthen the quality and governance of Credit Risk data assets and models.
Working closely with the Banking and Financial Services Technology, you will support the migration of Credit data and curated Credit Risk data models to strategic data platforms, provide independent validation and testing of migration outcomes, and oversee ongoing quality monitoring of Credit Risk data and models following migration.
What you offer:
- 2+ years’ experience in a financial services role, with a strong preference for experience in credit risk reporting and analytics.
- A curious mindset in experimenting and leveraging AI tools to improve efficiency and quality of Credit Risk insights.
- Ability to work independently and also collaboratively with diverse stakeholders.
- An inquisitive and fast learner, committed to developing expertise in credit policies, regulations, industry standards and internal governance requirements.
- SQL is a prerequisite and experience using either R or Python is desirable.
- Experience with data visualisation tools such as ThoughtSpot, Tableau or Power BI.
- Experience in data migration, data modelling in cloud-based environments will be viewed very favourably.
What we offer:
- 1 wellbeing leave day per year.
- Up to 5 additional service bonus leave days per year.
- Up to 20 weeks’ paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks’ paid leave for non-primary caregivers.
- 2 days of paid volunteer leave and donation matching.
- Up to 12 months’ gender affirmation leave, including 6 weeks’ paid leave.
- Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations.
- Access to a wide range of salary packaging options.
- Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription.
- Hybrid and flexible working arrangements, dependent on role.
- Reimbursement for work from home equipment.
We are committed to providing an inclusive environment for all, where different experiences, skills and perspectives are valued and respected. Macquarie provides access to opportunities for all individuals regardless of race, colour, religion, sex, sexual orientation, national origin, age, disability, protected veteran status, genetic information, marital status, gender identity or any other characteristic or circumstance. We provide reasonable adjustments to individuals who may need support during the recruitment process and employment.
Credit Risk Data Analyst in Sydney employer: Macquarie Bank Limited
At Macquarie, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation within our Technology team. With a strong commitment to employee wellbeing, we provide generous benefits such as wellbeing leave, paid parental leave, and extensive learning opportunities, all while empowering you to shape a fulfilling career in a global financial services environment. Join us in making a meaningful impact as we drive technology solutions that support business outcomes across 30 markets.
