Senior Credit Officer – Mortgage Broking in Sydney

Senior Credit Officer – Mortgage Broking in Sydney

Sydney Freelance 100000 - 125000 $ / year (est.) On-site
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At a Glance

  • Tasks: Manage credit applications and support brokers in securing deals for clients.
  • Company: Maclean Property, a dynamic mortgage broking business with strong growth potential.
  • Benefits: Competitive salary, bonus opportunities, and career growth within a supportive team.
  • Other info: Join a high-performing team with access to a broad referral network.
  • Why this job: Work on complex deals and make a real impact in the finance industry.
  • Qualifications: Experience in mortgage broking and strong analytical skills preferred.

The predicted salary is between 100000 - 125000 $ per year.

Maclean Property is a growing and dynamic mortgage broking business providing tailored lending solutions across residential and commercial finance. As part of the Maclean Group, we sit within a broader financial services organisation that also specialises in asset finance, insurance, and accounting. This provides a strong referral network, consistent deal flow, and long-term career opportunities.

A key part of our business is working with self-employed clients, including business owners and complex structures, which creates a more interesting and technical credit environment. With a high-performing team and an expanding client base, we’re looking for an experienced Senior Credit Officer / Credit Analyst to support our brokers and help drive high-quality, efficient deal processing.

This is a key role within the business, responsible for managing the credit and application process from submission through to approval. This role is not purely administrative - it will also involve client-facing responsibilities, including speaking with clients, following up outstanding documents, managing expectations, and keeping applications progressing efficiently.

We are looking for a dynamic, proactive person who can run processes, take ownership of files, and confidently work across brokers, lenders, and clients to get deals approved and settled.

Key Responsibilities

  • Assess and analyse loan applications across residential and commercial lending
  • Work on deals primarily involving self-employed clients and complex income structures
  • Prepare and structure deals for submission to lenders
  • Run serviceability calculations and scenario modelling (including complex/self-employed scenarios)
  • Liaise directly with clients to obtain information and supporting documents
  • Follow up with clients, lenders, solicitors, accountants, and other stakeholders
  • Manage lender communication and application progress
  • Ensure all applications meet compliance and documentation requirements
  • Support brokers with credit policy guidance and deal structuring
  • Identify risks and provide solutions to strengthen applications
  • Maintain accurate records within CRM and aggregator systems
  • Manage files from initial application through to approval and settlement

About You

  • Highly preferred: Experience within a mortgage broking firm
  • Highly preferred: Commercial lending / commercial credit experience
  • Preferred: Strong experience working with self-employed clients, including understanding financials, add-backs, and complex structures
  • Comfortable in a client-facing role and confident speaking with clients
  • Strong understanding of lender policies and servicing calculators
  • High attention to detail and strong analytical skills
  • Ability to manage multiple deals and deadlines
  • Highly organised and able to take ownership of the process
  • Strong communication and stakeholder management skills
  • Experience with aggregator platforms and broker systems is advantageous

What We Offer

  • Competitive salary package ($100k - $125k + super + bonus)
  • Opportunity to work on complex, high-quality deals (self-employed and commercial)
  • Supportive, high-performing team environment
  • Career growth within the broader Maclean Group
  • Exposure to a strong referral network across mortgage broking, asset finance, insurance, and accounting

Senior Credit Officer – Mortgage Broking in Sydney employer: Maclean Financial PTY

Maclean Property is an exceptional employer, offering a dynamic work environment where you can thrive as a Senior Credit Officer in the mortgage broking sector. With a competitive salary package and opportunities for career growth within the broader Maclean Group, employees benefit from a supportive team culture and exposure to a strong referral network across various financial services. This role not only allows you to engage with complex lending scenarios but also fosters professional development in a high-performing setting.

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Contact Details:

Maclean Financial PTY Recruitment Team

We think you need these skills to ace Senior Credit Officer – Mortgage Broking in Sydney

Credit Analysis
Loan Application Assessment
Client Communication
Serviceability Calculations
Scenario Modelling
Stakeholder Management
Compliance Knowledge