At a Glance
- Tasks: Analyse credit portfolios, identify trends, and provide actionable insights for strategic decisions.
- Company: Join a leading financial institution focused on innovation and risk management.
- Benefits: Attractive salary, flexible work options, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on continuous learning and development.
- Why this job: Make a real impact in credit risk analysis while working with advanced data tools.
- Qualifications: Experience in credit risk analysis and proficiency in SQL, Python, or Tableau.
The predicted salary is between 59400 - 72600 $ per year.
- Portfolio analysis and performance monitoring
- Analyse portfolio trends, drivers, emerging risks, and opportunities across the credit lifecycle
- Identify performance shifts and translate findings into clear, actionable recommendations
- Provide analytical support to credit strategy development through segmentation analysis, decisioning performance review, and impact modelling
- Support the design and testing of rule changes and policy adjustments
- Use data and analytical tools to uncover meaningful patterns, validate business hypotheses, and quantify the impact of credit decisions on portfolio outcomes
- Use advanced analytics, data tools, and modern platforms to improve portfolio understanding and identify opportunities to enhance credit strategies and processes
- Partner with business, technology, operations, and risk teams to provide analytical support for credit decisions
Requirements
- Experience in credit risk, banking, or another analytics-led decision environment where you have supported analytical or portfolio analysis work
- Strong analytical capability, with the ability to interpret complex data, identify meaningful patterns, and derive insights that inform action
- Skills in SQL, Python, SAS, Excel, Tableau, or similar tools used for analysis
- Ability to translate analysis into clear, practical recommendations that balance customer outcomes, risk appetite, and business performance
- Sound understanding of Australian retail credit portfolios, including key segments, performance drivers, and the broader risk landscape
- Working knowledge of core portfolio metrics such as losses, recoveries, provisions, and return outcomes
- Strong problem-solving, structured thinking, and analytical reasoning skills
- Experience communicating analytical findings clearly to business and risk stakeholders
- A curious mindset and willingness to keep learning and improving
- A tertiary qualification in a quantitative, analytical, commercial, legal, technology, or related discipline is valued, or equivalent practical experience
- Core Competencies
Demonstrates strong analytical capabilities in credit risk analysis, utilizing SQL, Python, and Tableau to derive actionable insights and support credit strategy development.
Possesses a solid understanding of Australian retail credit portfolios and core portfolio metrics, effectively communicating findings to stakeholders.
- Highest-signal resume keywords
- Credit Risk Analysis
- SQL
- Python
- Tableau
- Portfolio Performance Monitoring
- Hard Skills
- Analytical Capability
- Data Interpretation
- Segmentation Analysis
- Impact Modelling
- Performance Review
- Soft Skills
- Problem-Solving
- Structured Thinking
- Analytical Reasoning
- Curiosity
- Communication
Certifications & Qualifications
- Tertiary Qualification in Quantitative Discipline
- Industry Keywords
- Australian Retail Credit Portfolios
- Performance Drivers
- Risk Landscape
- Portfolio Metrics
- Credit Decisions
- Tools & Technologies
- SAS
- Excel
- Data Tools
- Modern Platforms
Senior Credit Risk Analyst employer: Jobtailor
As a Network Engineer with us, you'll thrive in a dynamic work environment that prioritises innovation and collaboration. We offer competitive benefits, a strong focus on employee development, and opportunities to work with cutting-edge technologies while supporting Small and Medium Business clients. Our inclusive culture fosters growth and encourages proactive problem-solving, making it an ideal place for those seeking meaningful and rewarding employment.
