At a Glance
- Tasks: Evaluate credit applications and make empowered lending decisions.
- Company: Finance One, a leading non-bank lender focused on solutions and care.
- Benefits: Flexible start dates, employee investment opportunities, and subsidised gym memberships.
- Other info: Enjoy a vibrant community in Townsville with excellent career growth.
- Why this job: Join a fun, collaborative team making a real impact in lending.
- Qualifications: Experience in consumer credit analysis and strong communication skills.
The predicted salary is between 62100 - 75900 $ per year.
Passionate About Finding Solutions? We Are Too!
Join Finance One, where lending meets care and solutions come first.
At Finance One, we're anything but ordinary! As a leading non-bank lender, we pride ourselves on being a solution-based, people-focused organisation that truly cares about making credit accessible in a personalised way.
We're not just lenders; we're passionate problem solvers, redefining the lending experience with care and understanding.
The Opportunity:
We're expanding our Credit Team! If you’re a seasoned credit professional from a bank, non-bank, vehicle finance, or unregulated lending background, we want you.
We’re looking for Credit Analysts ready to make an impact and be part of something special.
- Do you excel in credit assessments and have a delegated lending authority?
- Have experience in consumer lending, business lending, unsecured cashflow, or low-doc loans?
- Want to join a collaborative team that celebrates success, supports growth, and has fun along the way?
Then this could be your perfect fit!
Why Finance One?
We’re a trailblazing non-bank lender providing solutions-based lending with flexibility and authenticity. We have an incredible team based in Townsville, a vibrant community with stunning beaches, outdoor activities, and a friendly atmosphere. We’re flexible with start dates, and welcome applicants from surrounding regions.
How You Will Contribute:
- Assess and Approve Loans:Use your expertise to evaluate diverse credit applications and make empowered decisions.
- Collaborate and Communicate:Work with the sales team and brokers, collaborating on applications and fostering future opportunities.
- Drive Solutions:Help customers achieve their financial goals, delivering exceptional service and building strong collaborative relationships.
- Compliance First:Ensure all decisions align with our policies and regulatory standards.
What You'll Love About Us:
We work hard, but we know how to have a good time. From dress-up days to team lunches, our culture is about teamwork, inclusivity, and genuine appreciation for one another. Perks include:
- Employee Investment Opportunities
- Access to Free and Confidential Counselling
- Subsidised Gym Membership
- Discounted Private Health Insurance
- Ongoing Training and Development
What We're Looking For:
- Previous experience in consumer credit analysis or SME/business lending.
- Experience in regulated and/or unregulated lending (bank, non-bank, vehicle finance, unsecured loans, low-doc loans, mortgage loans etc.).
- Previously held a delegated lending authority.
- Strong attention to detail, divergent thinking, excellent communication and customer service passion.
- Solution-focused, flexible, and collaborative mindset with a drive to exceed KPIs and contribute to team success.
- Qualifications in accounting, banking, or finance are highly regarded.
Start Date:
We’re flexible - we want the best talent and are happy to work with you to make it happen!
Successful candidates must be ready to undergo a National Police Check and relevant industry checks.
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Credit Analyst employer: FinanceOne
At Finance One, we are not just a leading non-bank lender; we are a vibrant community in Townsville that prioritises people and solutions. Our collaborative work culture fosters inclusivity and celebrates success, while our commitment to employee growth is evident through ongoing training and unique perks like subsidised gym memberships and access to confidential counselling. Join us to make a meaningful impact in lending, all while enjoying the stunning beaches and outdoor activities that our location has to offer.
