At a Glance
- Tasks: Evaluate credit applications and make empowered lending decisions.
- Company: Join Finance One, a people-focused non-bank lender redefining the lending experience.
- Benefits: Enjoy perks like gym memberships, counselling, and ongoing training.
- Other info: Flexible start dates and a vibrant community in Townsville await you!
- Why this job: Be part of a collaborative team that celebrates success and supports growth.
- Qualifications: Experience in consumer credit analysis or business lending is essential.
The predicted salary is between 62100 - 75900 $ per year.
Passionate About Finding Solutions? We Are Too!
Join Finance One, where lending meets care and solutions come first.
At Finance One, we're anything but ordinary!
As a leading non-bank lender, we pride ourselves on being a solution-based, people-focused organisation that truly cares about making credit accessible in a personalised way.
We're not just lenders; we're passionate problem solvers, redefining the lending experience with care and understanding.
The Opportunity
We're expanding our Credit Team! If you’re a seasoned credit professional from a bank, non-bank, vehicle finance, or unregulated lending background, we want you.
We’re looking for Credit Analysts ready to make an impact and be part of something special.
- Do you excel in credit assessments and have a delegated lending authority?
- Have experience in consumer lending, business lending, unsecured cashflow, or low-doc loans?
- Want to join a collaborative team that celebrates success, supports growth, and has fun along the way?
Then this could be your perfect fit!
Why Finance One?
We’re a trailblazing non-bank lender providing solutions-based lending with flexibility and authenticity.
We have an incredible team based in Townsville, a vibrant community with stunning beaches, outdoor activities, and a friendly atmosphere.
We’re flexible with start dates, and welcome applicants from surrounding regions.
How You Will Contribute
- Assess and Approve Loans: Use your expertise to evaluate diverse credit applications and make empowered decisions.
- Collaborate and Communicate: Work with the sales team and brokers, collaborating on applications and fostering future opportunities.
- Drive Solutions: Help customers achieve their financial goals, delivering exceptional service and building strong collaborative relationships.
- Compliance First: Ensure all decisions align with our policies and regulatory standards.
What You'll Love About Us
We work hard, but we know how to have a good time.
From dress-up days to team lunches, our culture is about teamwork, inclusivity, and genuine appreciation for one another.
Perks include
- Employee Investment Opportunities
- Access to Free and Confidential Counselling
- Subsidised Gym Membership
- Discounted Private Health Insurance
- Ongoing Training and Development
What We're Looking For
- Previous experience in consumer credit analysis or SME/business lending.
- Experience in regulated and/or unregulated lending (bank, non-bank, vehicle finance, unsecured loans, low-doc loans, mortgage loans etc.).
- Previously held a delegated lending authority.
- Strong attention to detail, divergent thinking, excellent communication and customer service passion.
- Solution-focused, flexible, and collaborative mindset with a drive to exceed KPIs and contribute to team success.
- Qualifications in accounting, banking, or finance are highly regarded.
Start Date
We’re flexible - we want the best talent and are happy to work with you to make it happen!
Successful candidates must be ready to undergo a National Police Check and relevant industry checks.
#J-18808-Ljbffr
Credit Analyst – Townsville employer: Finance One Limited
Finance One Limited is an exceptional employer that fosters a collaborative and supportive work culture in the heart of Townsville. With a strong focus on employee growth, we offer flexible start dates and opportunities for professional development in the dynamic field of credit analysis. Join us to make a meaningful impact while enjoying the benefits of working with a dedicated team that prioritises problem-solving and customer service.
