RBS Consumer Finance – Line 1 RiskManager TheOpportunity
Achanceto step into aManagerrole(on a12 monthsecondment)in one of CBA's most dynamic product domainssupporting millions ofCBAcustomers with theirspending andlending needs – from credit cardsand BNPLto personal loans, carfinancingandenergy upgrades.
You willpartner with our Consumer Finance(CF)Crews through an incredibly exciting time as wecontinue to innovate, lead simplification and modernisation initiatives, leverage AI and deliver strategies to make our customer outcomes simpler, safer and better while protecting them and the Group from fraud and scams. You'llpartner directly with the Crew Lead and their leadership team, shape live decisions,provide critical risk advice and assessments,and see your work land in the customer experience quickly.
Whatyou'lldo
Act as the trusted Line 1 Risk partner to thealignedConsumerFinanceCrew,providingforward looking advice on non-financial risk, product risk,policyand process change.
Identify,triageand help solve customer breakpoints and control gaps
Providepragmatic guidance to support the safe delivery of a number ofcoregroupwide change initiatives and modernisation programs
Help lead the operational risk rhythm for the Crew (RCSAs, incidents, issues, controls, obligations), keeping it sharp, current and decision useful.
Bring customer outcomes, responsible lending and DDO thinking into design conversations early, not after the fact.
Represent the Crew's risk profile into the CF Non-Financial Risk Sub-Committee and other senior forums.
Coach and challenge across the Crew to lift risk capability and ownership.
Whatyou'llbring
Strong judgement and a curious mindset. Comfortable holding a view and changing it when the evidence shifts.
Experience in risk management or product - Line 1 or Line 2 Risk, Credit, Product, or Operations with an adaptable and learning mindset.
Confidence working with a diverse stakeholder group and a knack for translating risk into plain language and practical action.
Energy forafat pacedCrew environment and the appetite to learn the underwriting end of the business.
You'lljoin a high performing, well regarded Line 1 Risk team with a strong culture of challenge, customerfocusand craft. It'sa real platform to broaden your product knowledge, sharpen your risk leadership, and build relationships across CF,RBSand theGroup.
RBS Consumer Finance – Line 1 Risk Manager employer: CommBank
CommBank is an exceptional employer that prioritises employee growth and inclusivity, making it a fantastic place for the Workforce Effectiveness Lead role. With a strong focus on innovation and collaboration, employees are encouraged to develop their skills in a supportive environment that embraces diversity and fosters meaningful contributions to the future of work. Located in a vibrant community, CommBank offers unique opportunities to engage with cutting-edge technologies and shape the workforce landscape while enjoying a culture that values respect and accessibility.
