Credit Risk Analyst in Melbourne

Our Docklands office is the hub for our corporate functions within the Bega Group. You'll enjoy lots of natural light and great facilities to take advantage of including a fully stocked fridge loaded with a range of Bega products! We are right next door to Marvel stadium and some of Melbourne's best restaurants, cafes and bars. Bega's credit decisions keep our customer relationships strong and our business protected.

As Credit Risk Analyst, you'll run our core credit risk processes: assessing new and existing customers, setting credit limits, and managing trade credit insurance. You'll work closely with the Sales and Credit teams and help improve the systems and processes behind it all. This is a permanent full-time role, currently working two days in the office (Wed & Thu) increasing to three in 2027 (Tue, Wed & Thu). Applicants must be ok to work in Docklands those days.

Responsibilities

• Assess new customer credit applications within one business day, and set and maintain credit limits and risk codes across our ERP systems, including SAP.
• Apply for trade credit insurance cover, monitor overdue accounts, and submit claims to our insurer through to payment.
• Prepare the annual insurer report, join weekly risk exposure discussions, and work with our Mercantile/Insurers agent to close out customer queries.
• Produce weekly customer exposure reports and give Sales and Finance clear insights on account status.
• Partner with Sales and Credit teams on customer credit strategies, support projects and automation initiatives, and back up your Credit Services colleagues.

About you

• Extensive B2B credit risk management experience, including working with Sales and Finance stakeholders and implementing process and systems improvements.
• Proficiency in SAP/M3 and a strong understanding of trade credit insurance processes and compliance.
• Knowledge of Australian entity types (including trusts, trustees and trust deeds), insolvency types, and credit bureau tools.
• Data analysis and reporting skills, with Excel and Power BI preferred, plus familiarity with financial systems and API integration concepts.
• Sharp attention to detail, the ability to juggle priorities and meet deadlines, and a problem-solving mindset.

Bega Group is home to many trusted and iconic food and beverage brands. Our growth story of becoming a successful ASX 200 listed company with an annual turnover in excess of $3 billion and over 3000 employees is made possible by our dedicated workforce who live and breathe our values every day. We have a strong regional focus and proudly support the communities where we work, live and play.

At the Bega Group, we are proud of our heritage and will continue to build great opportunities to encourage our people to develop and thrive. Company culture and our values are very important to us. From flexible working arrangements and regular social catch ups, we're committed to fostering a supportive and agile work environment for our team.

Benefits

• Join a dedicated, forward-thinking and innovative culture.
• Grow with us, through opportunities for career development and progression.
• Contribute by giving back to your community through charities we partner with.
• Access to mental and physical health programs through our wellbeing portal and programs.
• Enjoy excellent employee benefits, including flexible working, purchased leave options and salary continuance insurance.

At Bega Group, diversity and inclusion is a business priority, we want everyone to be themselves regardless of their background, religion, sexual orientation, age or gender so we can truly reflect the customers and communities that we serve. We encourage talented people from all backgrounds, abilities, and identities to apply to work at the Bega Group. We will accept applications from all people with the right to live and work in Australia.