At a Glance
- Tasks: Deliver tailored credit advice and structure optimal refinance solutions from your home office.
- Company: High-volume Sydney-based brokerage with a supportive remote culture.
- Benefits: 100% remote work, competitive salary, high commission potential, and dedicated backend support.
- Other info: Enjoy a dynamic remote environment with excellent earning potential and career growth.
- Why this job: Focus on client engagement without the hassle of administrative tasks or cold calling.
- Qualifications: 1 year of mortgage broking experience and Certificate IV in Finance and Mortgage Broking.
The predicted salary is between 150000 - 200000 $ per year.
Are you an expert Mortgage Broker who excels at financial analysis, credit strategy, and client advisory, but wants the freedom of a fully remote position without the burden of administrative processing? We are a high-volume, Sydney-based brokerage looking for a Refinance Specialist to join our team. In this role, your primary focus is delivering tailored credit advice, evaluating financial scenarios, and structuring optimal refinance solutions for our clients from the comfort of your home office. You do not need to hunt for business or manage data entry/processing tasks. We provide 100% of your leads along with a dedicated support team to handle all of the backend work, allowing you to focus on what you do best.
What Makes This Role Different?
- 100% Remote Flexibility: Enjoy the autonomy of working entirely from home with high-performance operational systems and backend team support.
- 100% Leads Provided: A steady lead flow meaning zero cold calling, self-prospecting, or networking required.
- Pure Credit Advice Focus: Our dedicated backend team handles data entry, file assembly, bank follow-ups, and post-lodgement tracking, allowing you to concentrate exclusively on client engagement and credit strategy.
- Earn What You're Worth: Competitive base salary paired with a high-yielding commission structure with realistic top-tier earnings of $150K – $200K+ OTE.
- Supportive Culture: A professional yet collaborative remote environment backed by experienced colleagues.
Key Responsibilities
- Credit Strategy & Advice: Conduct discovery sessions to analyse client financial positions, income documents, and debt structures to deliver compliant, high-value credit advice under Best Interests Duty (BID).
- Deal Structuring: Evaluate serviceability, bank credit policies, and complex scenarios across our extensive lender panel to recommend optimal refinancing pathways.
- High Conversion Rate: Convert incoming leads through rapid engagement, strong phone and video discipline, and authoritative credit expertise.
- Clean File Handovers: Formulate advice structures and hand complete, clean files to the backend team for data entry and end-to-end processing.
- Client Relationship Management: Act as the trusted primary credit advisor throughout the advice stage to maintain client momentum and trust.
Work From Home Setup Requirements
- Dedicated Workspace: A quiet, private, and distraction-free home office environment suitable for professional phone and video calls with clients.
- High-Speed Internet: Fast, reliable high-speed broadband (NBN) connection to support cloud systems, aggregator software, and video conferencing.
What We’re Looking For
- Experience: Minimum 1 year of experience as a practicing Mortgage Broker in Australia with a strong foundation in residential lending and credit policy.
- Qualifications: Certificate IV in Finance and Mortgage Broking (Required), Diploma of Finance and Mortgage Brokerage Management (Highly Preferred).
- Remote Readiness & Hustle: Self-motivated, disciplined, high-energy professional who thrives in a fast-paced remote work setting.
- Technical Sharpness: Deep knowledge of credit policy, serviceability calculators, income verification, and NCCP/BID compliance requirements.
- Communication: Ability to articulate complex credit advice into clear, actionable recommendations over phone and video.
Mortgage Broker in Canberra employer: Auctus Coaching
Join a leading Sydney-based mortgage brokerage that prioritises your expertise as a Mortgage Broker while offering the flexibility of a fully remote role. With 100% leads provided and a dedicated support team managing all backend tasks, you can focus solely on delivering exceptional credit advice and structuring optimal refinance solutions for clients. Enjoy a competitive salary, a collaborative work culture, and the opportunity to earn what you're worth in a supportive environment that values your professional growth.
